最近越來越多的新血投入股市與幣圈，
大部分的人無非就是希望能投過 投資/投機，
來提升自己的生活品質，我也認為這是一件好事。
但在投入之前，請你務必確保自己現金流具有足夠的彈性。
你要知道股市是不會依造你的需求來漲跌的，
不是說你今天急需用錢，它就會漲個 5%、10% 讓你應急用。
更多的時候是你在投入金錢後，要花一段時間去等待它發酵。
Rate Of Return 
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